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Frequently Asked Questions

Do I qualify for student loan forgiveness?

Qualifying teachers are eligible to have as much as $17,500 of student loan debt forgiven. Qualification requirements for this forgiveness program are lengthy and include the following: You must teach in a low-income school or educational service agency on a full-time basis for five complete and consecutive academic years.

What is a student loan discharge?

A discharge is the “release of borrowers from their obligation to repay their loans.” Essentially, it is a legal decision that frees a borrower from having to pay back their student loan debt. Similar terms are “student loan debt forgiveness” or “cancellation.”.

What is student loan forgiveness?

Student loan forgiveness is a circumstance where federal student loans backed by the federal government are partially canceled. This program can discharge or forgive the loan. If this happens the borrower will not have to pay back the balance of the loan.


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