Keyword Analysis & Research: certificate of occupancy application

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Frequently Asked Questions

Does a house need a certificate of occupancy?

The Certificate of Occupancy is an important document your city issues. Typically, it goes through the building department or code enforcement department. The document tells the city and you that the home is safe and suitable for occupancy. Without it, you would not know if the home was safe to live in, so you can consider it a necessity!

Can a mortgage loan close without a certificate of occupancy?

Without it, most banks will not close on your loan. There are some cases where a lender might allow you to close on your loan if you have a Temporary Certificate of Occupancy. This document expires after a certain amount of time and grants you temporary access to the home based on the minor adjustments the city deemed necessary.

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