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Frequently Asked Questions

When must I start required minimum distributions?

Your required minimum distribution is the minimum amount you must withdraw from your account each year. You generally have to start taking withdrawals from your IRA, SEP IRA, SIMPLE IRA, or retirement plan account when you reach age 72 (70 ½ if you reach 70 ½ before January 1, 2020).

When does required minimum distribution start?

required minimum distribution (rmd) form The Internal Revenue Service (IRS) requires that you begin receiving distributions from your Individual Retirement Account (IRA) by your required beginning date (April 1, following the year in which you become age 70 ½) and December 31 each year thereafter.


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