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If you don't have an existing PayPal account, you will need to create one before you can apply. Go to the PayPal Extras MasterCard website and click on "Create a PayPal account and apply for the PayPal " link. Complete the application and click on the "Agree and Continue" button.How does a MasterCard work?
Visa and MasterCard make the profit by charging fees to the issuing banks that participate in their respective payment networks. Their money is not made directly from merchant discount interchange fees by the merchant to the acquiring or issuing bank or from fees charged to the consumer.