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Frequently Asked Questions

Who is BankSouth bank?

BankSouth is a community bank serving the Georgia communities of Greensboro, Lake Oconee, Watkinsville, Savannah and Atlanta. Since 1946, we have provided consumer, commercial, and digital banking and lending solutions to customers on our founding principles of Be Ready, Be Respectful, and Be Responsive.

Is BankSouth FDIC insured?

BankSouth is a FDIC-insured bank with certificate number of 77. The assigned Fed RSSD ID of BankSouth is 194936. BankSouth currently operates with 2 branches located in Alabama. BankSouth is the 110th largest bank in Alabama. The bank does not have any offices outside Alabama.

Why BankSouth for your business?

From banking to loans to helping you navigate today’s complex world, BankSouth knows what it takes. We offer solutions that make the most sense for your business, now and in the future. Payroll, Merchant Processing, ACH Origination, Night Deposits and Wire Transfers.

What are BankSouth's debit card restrictions?

As a BankSouth debit cardholder, you have the power to set unique restrictions for your debit card and receive immediate alerts and notifications to protect you from fraudulent activity – all from the palm of your hand. Control these settings in online banking or on our mobile app.


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