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Frequently Asked Questions

Can I change my mortgage loan servicer?

The only way to change your mortgage servicer is to refinance your mortgage with a different lender. However, there is no guarantee the new lender will not sell the loan to a servicer with which you've had bad experiences in the past. Even if your new lender currently services its own mortgages, it may change that policy in the future.

What is a mortgage loan program?

They are designed to make the down payment and monthly mortgage payments of a home more affordable. They are for people just like you. The Mortgage Program works with a statewide network of approved mortgage lending organizations that can help you choose the best loan products for you and your family.

What is a mortgage loan?

A mortgage is a loan to purchase a home or other piece of property. A mortgage payment should not exceed 28% of the total income of a qualifier. With a mortgage, the lender holds the deed to the property as collateral. A mortgage is a loan a person uses to pay for a piece of property.


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